What Should You Do if You’re Injured Overseas?

If you experience an injury while traveling, you aren’t alone; it’s estimated that between 15% and 20% of vacation goers get sick, experience an accident, or encounter some sort of injury when they’re on vacation. With a little pre-trip planning, you can keep on top of your finances, prevent the de-escalation of health, and keep your stress levels in check.

Research Travel Insurance

Travel insurance comes in many forms. You can get insurance that exclusively covers the duration of one singular trip or a package that covers you and your family for the entire year. The choice is yours.

Most packages will cover costs and medical treatments up to a set limit. They can also provide financial reimbursement if there's a change to your flight or your baggage gets lost — to name a few troublesome travel scenarios.

Further, insurance teams can help with virtual assistance, like finding a medical practitioner and filing a claim. Always keep a copy of your travel insurance policy with you on vacation.

Make Sure Your Emergency Fund Is Accessible

If you’re a savvy saver, you’ll no doubt have an emergency fund that you can draw upon to cover on-the-spot medical costs, like care, hospital stays, and prescriptions.

Before you travel, make sure you can easily access this fund wherever you are in the world. While your insurance will likely cover some of your incurred medical expenses, you won’t receive immediate funding from them.